Health & Insurance

As part of your student visa condition, you are required to have health insurance to be able to study in New Zealand. 

The New Zealand Government’s Education (Pastoral Care of International Students) Code of Practice 2016 (including Amendments 2019) also requires all international students to have appropriate health and travel insurance during their period of study.

Whitireia & WelTec’s responsibility under the Code is to ensure each international student enrolled for two weeks or longer, has appropriate insurance covering:

  • the student’s travel to and from New Zealand; and within New Zealand; and if the travel is part of the course, outside New Zealand
  • medical care in New Zealand, including diagnosis, prescription, surgery, and hospitalisation
  • repatriation or expatriation of the student as a result of serious illness or injury, including cover of travel costs incurred by family members assisting repatriation or expatriation
  • death of the student, including cover of travel costs of family members to and from New Zealand; and costs of repatriation or expatriation of the body; and funeral expenses

You’re must have approved insurance for the duration of your study on any kind of visa


Whitireia & WelTec’s default insurance

Uni-Care NZ Student Plan is our default insurance provider for international students. More information about the Uni-Care NZ Student Plan can be found here.

The insurance fee is listed in your Offer of Place. You will be covered automatically once you’ve paid your fee, from the date of departure to New Zealand (provided this isn’t more than 31 days prior to your programme start date) until the expiry date or cancellation of your visa to study with us.

If you don’t want to use our Uni-Care NZ Student Plan Insurance, you can choose the following pre-approved policies, which meet our requirements:

  • Allianz Student Safe
  • Southern Cross International Student Travel Insurance 
  • Orbit Protect Policy

If you choose one of these policies, you must:

  • organise your cover before you arrive in New Zealand
  • provide a copy of your policy certificate for approval
  • sign a waiver to say you’ll take responsibility for your insurance and keep it up to date.

Please note: Your enrolment will not be completed, and you will not be entitled to attend classes or access services until you have appropriate insurance coverage.

If you want a different insurance policy

Your insurance policy will only be accepted if it meets our requirements. If you already have insurance and it’s not on our approved list, you’ll need to email the full policy wording and policy certificate in English to ( ) at least four weeks before your arrival in New Zealand. The policy will be reviewed, and we will confirm whether or not it meets our requirements.

If your policy is approved by us, you will need to complete a waiver form. You will receive a refund of the insurance component from your programme fees after international student orientation. Refunds may take up to three weeks to process.

If we don’t approve your policy, you’ll need to purchase approved insurance before you can enrol or purchase our default medical and travel insurance (if you haven’t already paid for this component of your programme fees).